Altura Wealth Advisors ("Altura") is a registered investment adviser with the Securities and Exchange Commission ("SEC"). SEC registration should not be interpreted to mean that Altura has been endorsed by the SEC. Also, a certain level of education, skill, or training is not necessary to obtain SEC registration. Investing in securities involves risk and may result in loss. Past performance is no guarantee of future results. Altura is also under common ownership with Freedom Insurance Solutions dba J.R. Financial and Insurance Services ("JRFIS"), an insurance agency. Altura's IARs are paid commissions and other compensation in connection with the recommendation of insurance products such as fixed annuities and life insurance. This creates a conflict of interest since IARs have a financial incentive to recommend fixed annuities and life insurance to Altura's clients rather than a portfolio of securities. Clients are not obligated to utilize the services of Altura or JRFIS. Clients should recognize that services offered by Altura and insurance products offered by JRFIS might be obtained by third parties at lower costs and better terms. Please carefully read the following Disclosures and Privacy Policy. Form ADV Part 1A Form ADV Part 2A CRS Privacy Policy